Terms of Use
Ownership of Site; Agreement to Terms of Use
The Grand Funding service and website (each as defined below) are operated by Grand Funding, its parents, subsidiaries, and affiliates doing business under the Grand Funding brand (collectively, “Grand Funding,” “we,” “our,” or “us”). Grand Funding provides customers with small business loans, lines of credit, credit servicing, and related services (the “Service” or “Services”). Grand Funding is not an investment advisor or financial planner, and we do not provide financial, securities, legal, or tax advice. Before making any decision or implementing any strategy, you should consider obtaining additional information and advice from your accountant, attorney, and/or other advisors. “You” refers to the individual using the Website (defined below) and the company engaging with the Services. Unless otherwise noted, any agreements, authorizations, or consents made by you or permissions granted to you hereunder also apply and are binding on your company seeking our Services.
By using the information, tools, features, and functionality located at grandfunding.us or its subdomains (the “Website”), or by submitting a credit application to Grand Funding, you acknowledge that you have read, understand, and agree to be bound by these Terms of Use (the “Agreement”). You further agree that all information provided by your company as the borrower and/or by you (either as a guarantor or as an authorized representative of your company) during the application process or in connection with Grand Funding’s Services is accurate and complete.
You may not use the Services if you are under 18 years of age. BY USING THE WEBSITE OR APPLYING FOR OR USING ANY OF THE SERVICES, YOU REPRESENT AND WARRANT THAT YOU ARE AT LEAST 18 YEARS OF AGE OR THAT YOU MEET THE MINIMUM AGE REQUIRED IN YOUR STATE AND ARE A LEGAL RESIDENT OF THE UNITED STATES. You further represent that you have the authority to bind the company or entity applying for credit. You understand that (a) we will require a personal guarantee for any credit obtained by your company from Grand Funding, and (b) for term loans, we will take a general lien on your business’s assets. Before using the Services or submitting an application, you should print or save a copy of this Agreement.
In addition to this Agreement, you and your company may enter into other agreements, including, without limitation, a loan agreement or promissory note governing the terms of your company’s loan or line of credit and use of the Services (“Additional Agreement(s)”). Any Additional Agreements are intended to supplement this Agreement, which remains in full force and effect. In the event of a conflict between this Agreement and any Additional Agreement, the Additional Agreement shall govern with respect to the specific aspects addressed therein, without affecting the validity of any other part of this Agreement.
Modifications
Grand Funding may update this Agreement from time to time at our discretion. The “Last Updated” date at the top of this page reflects the most recent revisions. Your continued use of the Services or Website after updates constitutes acceptance of the revised Terms. While we may notify you of changes, you are responsible for periodically reviewing this page, as the revisions are binding whether or not notice is provided.
Credit and Background Check Authorization
You understand and agree that by submitting an application to Grand Funding, Grand Funding and its agents, affiliates, and assignees may contact third parties to conduct background checks, obtain documents or data reasonably necessary to assess your eligibility, including business credit card sales data, and perform credit report inquiries (personal and business). This authority applies to initial credit approval, ongoing loan reviews, renewals, or referrals to third-party lenders. Grand Funding makes no guarantee that any evaluation or guidance provided will result in credit approval. Upon request, we will inform you if a credit report was obtained.
Information Collected and Used
Please review our Privacy Policy, incorporated herein by reference, for details on how Grand Funding collects, uses, and protects your personal and company information.
Information You Provide: This may include your name, address, email address, phone number, account and financial information, date of birth, Social Security Number, and government-issued identification.
Information Collected Automatically: IP address, approximate geolocation, device information, website activity, and other information collected through cookies or similar tracking technologies. This data helps improve our Services and may be used for analytics and advertising purposes.
Use of the Website; Acceptable Use
You may only use the Website for lawful purposes. You agree not to:
- Impair or overburden the Website;
- Use automated devices or scripts to collect data without authorization;
- Attempt unauthorized access;
- Violate applicable laws; or
- Engage in activity that damages Grand Funding or third parties.
Grand Funding may investigate and prosecute violations to the fullest extent permitted by law.
Third-Party Websites
Links to third-party websites do not constitute an endorsement by Grand Funding. Accessing third-party websites is at your own risk, and Grand Funding is not responsible for any damages arising from their use.
Intellectual Property
All Website content, including text, graphics, logos, images, software, and other materials, is owned by Grand Funding or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works without prior written authorization.
SMS Communications
By providing your mobile phone number through our website, forms, applications, or other communication channels, you consent to receive calls and text messages from Grand Funding regarding your inquiry, application, requested services, account updates, customer support, and other service-related communications.
- Message frequency may vary.
- Message and data rates may apply.
- Consent to receive text messages is not a condition of obtaining financing or any other service.
- You may opt out of receiving text messages at any time by replying STOP to any message. After opting out, you will no longer receive SMS communications unless you provide new consent.
- For assistance, reply HELP or contact us using the information provided below.
Disclaimers; No Warranty
THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. GRAND FUNDING DOES NOT GUARANTEE THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, GRAND FUNDING, ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, BUSINESS INTERRUPTION, OR LOSS OF DATA, ARISING FROM YOUR USE OF THE WEBSITE OR SERVICES.
IN NO EVENT SHALL GRAND FUNDING’S TOTAL LIABILITY EXCEED THE AMOUNT PAID TO GRAND FUNDING FOR SERVICES DURING THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
Indemnification
You agree to defend, indemnify, and hold harmless Grand Funding and its affiliates, officers, employees, agents, licensors, and service providers from any claims, liabilities, damages, losses, costs, or expenses arising out of your use of the Website or Services, your violation of these Terms, your infringement of any third-party rights, or any information or content submitted by you.
Termination
Grand Funding may suspend, restrict, or terminate your access to the Website or Services at any time, with or without notice, for any reason. Sections relating to Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, Governing Law, and Dispute Resolution shall survive termination.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
Dispute Resolution; Arbitration
The parties agree to first attempt to resolve any dispute through good-faith negotiations. If a dispute cannot be resolved informally, it shall be resolved through binding arbitration in the State of New York, unless otherwise required by applicable law. Each party shall bear its own costs unless otherwise determined by the arbitrator.
Waiver and Severability
No waiver of any provision of these Terms shall constitute a continuing waiver of that provision or any other provision. If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms, together with the Privacy Policy and any applicable Additional Agreements, constitute the entire agreement between you and Grand Funding regarding the Website and Services.
Contact Information
If you have questions regarding these Terms of Use, please contact:
Grand Funding
Phone: (646) 722-8421
Email: contact@grandfunding.us